Why Roof Inspection Before Filing an Insurance Claim Matters

Roof inspector pulls on loose roof shingles following a storm event

At Centennial Roofing, we understand that the integrity of your roof is essential for your peace of mind and the protection of your home. Often, homeowners face a dilemma when their roof sustains minor damages that may not meet the threshold for filing an insurance claim. While those small issues might seem inconsequential, they can have a significant impact on your insurance record.

Insurance companies keep track of every claim you make, and having a multitude of claims, even minor ones, can raise your premiums. When you have too many claims within a short period, insurers may view you as a higher risk and consider dropping you. In some cases, even a single frivolous claim could lead to the same consequence.

This is where the importance of having your roof inspected by a licensed professional, like us at Centennial Roofing before filing a claim becomes evident. A professional inspection can determine whether your roof’s damage warrants an insurance claim or if it can be repaired without the need for one. Our experienced roofing experts can assess the extent of the damage and recommend the most suitable course of action.

By addressing minor roof issues through repairs rather than filing unnecessary claims, you not only protect your insurance record but also save money in the long run. Plus, it helps maintain a positive relationship with your insurance company, which can be invaluable in the event of more significant claims in the future.

Having your roof inspected by a licensed professional is a prudent step to ensure you don’t accumulate frivolous claims on your insurance record.

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