Understanding Ice Damming Insurance Claims: A Centennial Roofing Guide

Home with snow on the ground and ice build up is shown

Are you grappling with ice damming issues on your roof? It’s crucial to grasp how insurance companies assess these situations. While many insurance policies may not cover exterior damages caused by ice damming, Centennial Roofing is here to shed light on navigating this complex landscape. Insurance Perspective on Ice Damming: Insurance companies often classify ice […]

Navigating Roofing Claims: Replacement Cost vs. Actual Cash Value Coverage

Navigating roofing insurance claims can be complex, and understanding the distinction between replacement cost and actual cash value (ACV) coverage is essential for homeowners. At Centennial Roofing, we believe in educating property owners to make informed decisions about their insurance policies. Typically, insurance carriers’ default to providing ACV coverage for your roof, which factors in […]

Navigating Roofing Claims: Replacement Cost vs. Actual Cash Value Coverage

Roof in the middle of work is shown.

When it comes to roofing claims, understanding the nuances between replacement cost coverage and actual cash value (ACV) coverage is crucial for homeowners. At Centennial Roofing, we believe in empowering property owners with the knowledge needed to make informed decisions about their insurance coverage. Many insurance carriers’ default to offering actual cash value coverage for […]

Don’t Skip This Step: The Importance of Asking for References in Roofing

A person holding a cell phone looking at Google reviews

When it comes to investing in a new roof or hiring a roofing company after an insurance claim, the importance of asking for references cannot be stressed enough. In an industry where trust and quality are paramount, seeking references is your key to ensuring a successful roofing project. In today’s digital age, references are just […]

The Fine Print: Understanding Your Roofing Coverage in Insurance Policies

When it comes to safeguarding your home and your finances, understanding your insurance policy is paramount, especially concerning roof damage caused by wind or hail. At Centennial Roofing, we are committed to empowering homeowners with the knowledge they need to navigate their insurance coverage effectively. Roof damage from wind or hail is not uncommon, and […]

The Fine Print: Understanding Your Roofing Coverage in Insurance Policies

Close up of insurance paperwork is shown rk is shown

At Centennial Roofing, we understand the importance of a secure and dependable roof. Yet, when it comes to insurance coverage for roof replacement due to wind or hail damage, it’s crucial to read the fine print. The details of your policy can significantly impact the cost of repairing or replacing your roof. Some insurance policies […]

Why Roof Inspection Before Filing an Insurance Claim Matters

Roof inspector pulls on loose roof shingles following a storm event

At Centennial Roofing, we understand that the integrity of your roof is essential for your peace of mind and the protection of your home. Often, homeowners face a dilemma when their roof sustains minor damages that may not meet the threshold for filing an insurance claim. While those small issues might seem inconsequential, they can […]

Understanding Insurance Premiums After a Storm: Protecting Your Roof and Wallet

In Tennessee, the aftermath of severe weather events often leads to roof damage and the need for replacements. However, many homeowners and business owners are concerned about how these repairs might impact their insurance premiums. The good news is that Tennessee’s insurance regulations offer some protection in such scenarios. Tennessee categorizes damages resulting from weather […]

The Crucial Role of Contractors in Insurance Claims for Roof Damages

In the world of roofing and insurance claims, a critical partnership exists between the roofing contractor and the property claims adjuster. At Centennial Roofing, we recognize the significance of this collaboration in ensuring a successful project and delivering an exceptional customer experience. When disaster strikes and your roof sustains damage, filing an insurance claim is […]